Disadvantages Of  PPF Account

The Public Provident Fund (PPF) is one of the most sought after long-term investments to save taxes more efficiently and also earn interest at the same time.

Till date, you must have heard the benefits of PPF scheme from the people.

But today you will know about what harm can be done by this scheme.


Your money is locked for 1.15 years. Which is a very long time.

Low interest rate is available here as compared to other schemes of the government.


Interest rate can change after every three months.


You cannot invest more than Rs 1.5 lakh in this scheme.


Cannot invest less than Rs. 500 in a year.


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